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09-Jul-2016 05:58

C., and subject of the popular film "Catch Me If You Can."He cites the example of The TJX Cos. The incident resulted in 0 million in fraud losses, and most of it was pulled directly from customers' bank accounts.

With a debit card, your money instantly disappears from your checking account.

Because of that, even clear-cut cases of fraud where victims are protected from liability by consumer protection laws can cause significant hardship, says Frank Abagnale, a secure-document consultant in Washington, D. Maxx data breach that exposed the payment information of thousands of customers in 2007.

From there, your purchase information gets sent to the merchant's bank.

The merchant's bank connects the store to the payment network your card runs on, like Visa or Master Card.

If you've got enough, your bank approves it and deducts the purchase amount from your account, adding the charge to your statement.

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There's a good chance you'll be using your debit card for travel, gift shopping or going out with loved ones.

But especially with the uneven implementation of chip card systems, there are still risks involved with debit card usage you may not be aware of.

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