Consolidating mortgage student loans


18-Feb-2015 05:49

Private consolidation lenders, on the other hand, are not subject to those terms and may include variable rates and any number of fees.What's more, some benefits of a federal consolidation loan, such as interest subsidies on deferred loans, are not available on private loans.

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You may also have access to a new repayment schedule (like an income-contingent plan) that's a little easier on your wallet.

If you don't care about the extra cash and just want a consolidation for the simplicity of a single monthly payment, you can use any money you save to pay down the principal.



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