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07-Dec-2014 18:17

You also have the ability to borrow substantially more money than you do with other loans.

You have the option to spread repayments over a much longer period as well.

When applying for loan, it is always important to remember that your home is not safe from foreclosure if you cannot keep up with the loan payments.

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First, you must have some equity built up in your home.You can then visit any bank, preferably the bank you have your accounts with already, and use the equity in your home as collateral for the loan.

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